LA VERNE, Calif., Jan. 5, 2018 — Mutual funds have served as the standard bearer of investors for almost a century, but every so often a newfangled product rises up to challenge the top dog for supremacy. That pesky upstart today is the ETF or exchange traded fund. While ETFs offer investors lower expense ratios, … Continue reading 5 Reasons a Flashy Upstart Can’t Upstage Mutual Funds for Investment Prowess … by Peter Bennett

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The beauty of our English language is that there is a word to describe every phase of your life. There’s no escaping it. Indeed, the older you get, there seem to be even more terms to describe your encroaching over-the-hill generational status: Ruppies (retired urban professionals): Typically, Ruppies migrate to large cities after raising their families … Continue reading RETIREMENT Lingo: Hey Ruppie, How’s That Jhobbie Going?

For some, shopping at warehouse clubs has become a status symbol. But to me, it’s better and more rewarding to frequent your local grocer or farmer’s market or neighborhood merchant. Here’s why: You pay them to shop. $50, $75, $100. Right from the get-go you’re in the hole. You need a big vehicle to haul … Continue reading MONEY ADVICE: 10 Reasons Not to Shop at a Warehouse Club Store … by Penny Crumpton

If you’re over 50, you probably remember Dr. David Reuben’s best-selling book, “Everything You Always Wanted to Know About Sex, But We’re Afraid to Ask,” which director Woody Allen later made into a movie. Well, Tony Ponzo and Mike Celeste, owners of, have written a just-released book, “Never Let Wall Street Steal Your Money … Continue reading MONEY ADVICE: Never Let Wall Street Steal Your Money Again

If you’re thinking about renting out your home, waiting for housing prices to further rebound off their recent lows, you might have hit on a winning financial strategy. But before you put on your landlord’s hat, you should know that renting out your home involves more than just finding good tenants who will pay their … Continue reading INSURANCE: An Empty Pool Could Put a Big Hole in Your Finances

It’s a grim statistic: Americans throw away nearly half their food every year, or about $165 billion annually, according to the Natural Resources Defense Council (NRDC), an environmental group. Such waste costs the average American family of four about $2,275. That’s a lot of guacamole that’s about to turn an ugly shade of green. There … Continue reading MONEY ADVICE: Waste Not, Want Not